Employment Practices Liability insurance definition

 

 
 

Employment practices liability insurance has received a lot of attention lately - especially in California. What exactly is employment practices liability insurance? 

 
 
 

According the the Institute of Risk Management and Insurance (IRMI), the definition of employment practices liability insurance is:

A type of liability insurance covering wrongful acts arising from the employment process.
The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.
In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation.
The policies cover directors and officers, management personnel, and employees as insureds.
(source)
 

Remember - not all policies are alike. There are several things other than covered wrongful acts that make an employment practices liability insurance quote better than another. 

Be sure to schedule a call with an employment practices liability insurance broker by completing the form below. 


 
 

if you have additional questions on the Employment practices LIABILITY insurance definition, we are happy to help.